Deciding you’re ready to change your life can be easy. Actually, doing it is a little more difficult. But we can study and learn from the people who have successfully changed their lives.  Here are five essential steps that they recommend.

1. Raise your standards

Do you settle for less than you’re worth and less than you want? If you do, it’s time to raise your standards. You’re not obligated to put up with or accept what anyone decides to give you. If you’re...